|
Rates as of September 10, 2008
► Apply Now
|
New & Used Auto Loans
|
|
| Credit Score |
APR |
| 750+ |
5.50% |
| 720 - 749 |
6.00% |
| 700 - 719 |
6.50% |
| 680 - 699 |
7.00% |
| 650 - 679 |
9.00% |
| 600 - 649 |
10.00% |
| <599 |
11.50% |
LRRCU may finance up to 100% of MSRP or NADA Loan Value including tax, license, and gap insurance. Used vehicles are no older than 7 years. Terms up to 72 months. Restriction may apply contact loan dept for details.
Gap financing limits: LRRCU will finance up to 100% of the premium for gap sold by LRRCU or up to
$500 of the premium for gap sold by a vehicle dealer.
► Back to Top
► Apply Now
|
Classic Car Loans
|
|
| Credit Score |
APR |
| 750+ |
5.50% |
| 720 - 749 |
7.00% |
| 700 - 719 |
7.50% |
| 680 - 699 |
8.00% |
| 650 - 679 |
10.00% |
| 600 - 649 |
11.00% |
| <599 |
12.50% |
Classic Cars are 7 years or older and carry a minimum value of $10,000.
► Back to Top
► Apply Now
|
Power/Sport Loans
|
|
| Credit Score |
APR |
| 750+ |
5.50% |
| 720 - 749 |
7.00% |
| 700 - 719 |
7.50% |
| 680 - 699 |
8.00% |
| 650 - 679 |
10.00% |
| 600 - 649 |
11.00% |
| <599 |
12.50% |
Power/Sport Loans consist of boats, jet skis & ATVs.
► Back to Top
► Apply Now
|
RV Loans
|
60 Month
|
84 Month
|
120 Month
|
| Credit Score |
APR
|
APR
|
APR
|
| 750+ |
7.75% |
8.25% |
8.75% |
| 720 - 749 |
8.25% |
8.75% |
9.25% |
| 700 - 719 |
8.75% |
9.25% |
9.75% |
| 680 - 699 |
9.25% |
9.75% |
10.25% |
| 650 - 679 |
11.25% |
11.75% |
12.25% |
| 600 - 649 |
12.25% |
12.75% |
13.25% |
| <599 |
13.75% |
14.25% |
14.75% |
► Back to Top
► Apply Now
|
MasterCard® Credit Card
|
|
| Credit Score |
APR |
| 750+ |
6.90% |
| 720 - 749 |
7.90% |
| 700 - 719 |
10.90% |
| 680 - 699 |
10.90% |
| 650 - 679 |
13.90% |
| 600 - 649 |
15.90% |
| <599 |
17.90% |
Revolving credit limit determined on individual basis, depending on qualifications.**
► Back to Top
► Apply Now
|
Unsecured Signature Loans
|
|
| Credit Score |
APR |
| 750+ |
8.75% |
| 720 - 749 |
9.25% |
| 700 - 719 |
9.78% |
| 680 - 699 |
10.25% |
| 650 - 679 |
11.75% |
| 600 - 649 |
13.75% |
| <599 |
15.75% |
Fixed payment personal loan.
► Back to Top
► Apply Now
Secured with Share account funds.
► Back to Top
► Apply Now
Secured with Share Certificate. Excludes IRA investments.
► Back to Top
► Back to Top
*Rates can be reduced by .25% for automatic payment.
All rates subject to change.
Lancaster Red Rose Credit Union extends consumer loans under an open-end program, excluding MasterCard Credit Cards. All loan commitments such as rate, term, loan amount and down payment requirements, etc. will be based on the credit worthiness and ability of the applicant(s) to meet the required loan pay off schedule. Our best rates are available to members who have a proven ability to manage their credit in an exemplary manner and the ability to effectively manage their level of unsecured debt while building assets.
|
